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Business Interruption Compensation Claim

If you had business interruption insurance during the COVID-19 pandemic, you may be entitled to pursue compensation from your insurer. However, there is a strict legal time limit to claim, which means you have until March 14, 2026.

This may apply if your insurance claim was rejected, underpaid, or never submitted. may still be eligible to pursue compensation, subject to legal time limits (March 14, 2026).

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Please note: KP Law work on a no-win, no-fee basis. This means that you pay nothing up front and, provided you keep to your contractual obligations, even if your claim is unsuccessful, you won't pay anything. Please see further information for details.

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What do we know about Business Interruption Insurance Compensation Claims?

The COVID-19 Business Interruption Insurance claim is for UK businesses that lost money because they had to close or cut back on trading because of government lockdowns and health rules starting in March 2020. Lots of businesses had business interruption (BI) insurance then, but they were told their policies didn't cover COVID-related losses.

Following a landmark decision by the UK Supreme Court, it has been established that many Business Interruption (BI) policies do indeed cover pandemic-related closures, even if COVID-19 is not specifically mentioned. Consequently, businesses that had valid coverage before March 2020, including those whose claims were initially rejected, underpaid or never submitted, might still be able to seek compensation.

There are strict legal time limits to pursue a claim and seek compensation, which means your business has until March 14, 2026, to recover what's owed.

Frequently Asked Questions

Find answers to common questions about the Southern Water data breach